Policy-Administration Software
Built for MGAs & Lloyd's Coverholders

Configure new insurance products, wording, sections, binders terms, rating matrices, clauses, and COI templates in minutes , all through an intuitive interface that eliminates any need for scarce developer resources.

Underwriters simply enter a desired portfolio loss-ratio target, and our browser-native pricing engine instantly recalculates premiums across every layer, geography, and modifier to keep profitability on track in real time.

Interactive on-screen gauges display live portfolio, location, and class-of-business risk scores while you quote, giving underwriting teams immediate insight into exposure accumulation and capital allocation.

A full-stack policy-administration core is seamlessly fused with a versatile billing engine that supports ACH, credit-card, split, and installment payments, ensuring premium is captured the moment the policy is bound.

A branded self-service portal lets insureds download documents, request changes, and generate digital Certificates of Insurance on demand, while an embedded AI chatbot answers policy questions and collects data around the clock.

With a single click, Facio produces detailed bordereaux, exposure, and premium reports in formats that satisfy Lloyd's and delegated-authority regulators, complete with immutable audit trails.